Insurance in Canada

All Northeastern Students are required to have comprehensive health insurance.  You will need to submit proof of insurance prior to arrival in Canada, using the form linked here.

The cost of healthcare services is expensive when an individual is not covered by any type of insurance, and so Northeastern is committed to ensuring that our students are protected. Please note that travel insurance is not comprehensive, as it often only covers accidents.

Insurance options in Canada varies across provinces.

International Students at Northeastern Toronto

The Ontario Health Insurance Plan is not available for international students studying in the province.

Students are required to purchase a health insurance plan that is comprehensive and provides for the cost of health services, medical treatments, doctor’s visits, and prescriptions.  Northeastern University has partnered with Guard Me insurance to provide students with comprehensive, affordable health insurance.

The NU Guard Me insurance policy provides students with 24-hours a day, seven days per week support and a wide range of benefits for emergencies, new and emergent conditions, and medically necessary treatments. Your NU policy has also been designed to cover prescription medication for new and emergent conditions. You can also purchase insurance for your accompanying family members, as they will need to have insurance also.

You will need to purchase this insurance either prior to arrival, or upon arrival, by clicking on this link. You will be required to show proof of insurance to attend the Toronto Campus as an international student.

International Students at Northeastern Vancouver

International students in BC are in most cases eligible for the provincial health coverage.

Upon arrival to campus, we will assist students in registering for the Medical Service Plan.

Please note: there is a three month waiting period for this plan, and during this period students need to carry private insurance.  Some students choose to continue private insurance even after the MSP plan starts, to provide additional coverage.

Waiting Period Coverage

Students are required to purchase a health insurance plan that is comprehensive and provides for the cost of health services, medical treatments, doctor’s visits, and prescriptions. Northeastern University has partnered with Guard Me insurance to provide students with comprehensive, affordable health insurance.

The NU Guard Me insurance policy provides students with 24-hours a day, seven days per week support and a wide range of benefits for emergencies, new and emergent conditions, and medically necessary treatments. Your NU policy has also been designed to cover prescription medication for new and emergent conditions. You can also purchase insurance for your accompanying family members, as they will need to have insurance also.

You will need to purchase this insurance either prior to arrival, or upon arrival, by clicking on this link. You will be required to show proof of insurance to attend the Vancouver Campus as an international student.

Medical Service Plan

Medical Service Plan (MSP) is mandatory for all BC residents pursuant to Medicare Protection Act. International students studying on a valid study permit for at least six months of the year in BC are eligible to enroll MSP.

  1. Eligibility- Certain other  individuals, such as some holders of Study and/or Work Permits, or Work Permits on Working Holiday Programs — which are issued under the federal Immigration and Refugee Protection Act and are valid for a period of six or more months — may be deemed residents. Tourists or visitors to B.C. do not qualify.
  2. Coverage Wait Period (3 months) -New (and returning) residents are required to complete a wait period consisting of the balance of the month in which residence in British Columbia is established, plus two months before benefits can begin. New or returning residents arriving from outside Canada should contact a private insurance company for coverage during this period.
  3. Cost for international students -For post-secondary students who currently pay $37.50 per month in MSP premiums, the health-care coverage fee will restore their contributions to the original $75 per month. On Jan. 1, 2020, with the elimination of MSP premiums, the health-care coverage fee for all international students will be $75 per month.

For more information and frequently asked questions, please refer to the BC government website.